MRE Finance LLC (hereafter the “Company”) respects all individual rights of privacy. The Company understands and shares public concerns regarding the use and protection of nonpublic personal information and is committed to restricting the use and disclosure of such information as required under applicable law to the extent that it comes into the possession of the Company. The Company recognizes and complies with its obligations to maintain the confidentiality of all personal, financial, health and medical information received from or pertaining to policyowners who may be looking to sell their life insurance policies (the “Sellers”) and individuals insured under life insurance policies (the “Insured’s”).
How we use Your Information
We use third-party analytics vendors to evaluate and provide us with information about your use of the Service. We do not share your information with these third parties, but these analytics service providers may set and access their own cookies, pixel tags and similar technologies on the Service and they may otherwise collect or have access to information about you which they may collect over time and across different websites.
Ad Network Providers
We may also allow ad network providers to set and access their own cookies, pixel tags and similar technologies to collect information about website use. These network advertisers may use this and other information they have collected about you to deliver targeted advertisements for products and services in which you might be interested based on your use of the website. If you prefer to not receive targeted advertising, you can opt-out of some network advertising programs that use your information. To do so please visit the Digital Advertising Alliance (DAA) Opt-Out Page: http://optout.aboutads.info. As Required by Law and Similar Disclosures.
Merger, Sale, or Other Asset Transfers
We reserve the right to transfer your information to service providers, advisors, potential transactional partners, or other third parties in connection with the consideration, negotiation, or completion of a corporate transaction in which we are acquired by or merged with another company or we sell, liquidate, or transfer all or a portion of our assets.
We may also disclose your information with your permission. In addition, we may share anonymous and aggregated reports with third parties. The Company in connection with the Company’s licensed provider network and their consideration of proposals, offers and/or agreements to purchase life insurance policies in the ordinary course of their business.
What Types of Information Does the Company Receive Regarding the Life Settlors and Insured Individual?
The Information received by the Company includes, but is not limited to:
When you register for the Service, we will ask you to provide your legal name, email address, physical address, phone number and in some cases the last four digits of your social security number, and/or date of birth. We will collect basic Health Information and Financial that you provide.
We may collect information through your communications with our customer support team. We will also collect any information you provide when you otherwise interact with us.
We and our service providers may collect information using cookies or similar technologies. Cookies are pieces of information that are stored by your browser on the hard drive or memory of your computer or other Internet access device. Cookies enable us to personalize your experience on the Service, maintain a persistent session, passively collect demographic information about your computer, and monitor other activities. Our website may use different kinds of cookies and other types of local storage (such as browser-based or plugin-based local storage).
How Does the Company Use the Information that It Collects About the Life Settlors and Insured Individuals?
The Company uses the information it collects in determining whether certain life insurance policies from individuals qualify for a referral to a licensed Provider.
Who Has Access to the Information Once it is Submitted to the Company?
Access to nonpublic personal information is restricted to the Company’s employees who need to know or access such information to provide life settlement services. Nonpublic personal information may be shared by the Company with licensed life settlement providers or unaffiliated companies that provide support services to the company, but only to the extent necessary for the Company to properly conduct its business.
The Company is serious about the security of the information in its filing and computer systems. The Company uses a system of passwords, firewalls and others physical, electronic and procedural safeguards designed to protect against unauthorized access to nonpublic personal information.
The Company periodically updates its technology and the education of its employees and consultants about the importance of maintaining privacy, striving to implement the best practices to ensure that nonpublic information is protected as required by applicable law.
Will the Company Share Information with Affiliated or Non-Affiliated Companies?
The company may share nonpublic personal information with affiliated companies in order to purchase, administer, process, enforce or service policies. The Company does not sell or share nonpublic personal information with any other company for marketing purposes.
The Company may share nonpublic personal information with the following types of non-affiliated third parties: Where required, the Company obtains signed consent from the individual authorizing the Company to share his or her information.
i. Life settlement brokers, independent life settlement providers, agents, attorneys and financial advisors representing the Sellers and/or Insured’s directly in connection with the life settlement transaction.
ii. Consultants and service providers who work for the Company to assist with design and maintenance of computer systems and general business support, each of which agrees in writing to preserve confidentiality and privacy of nonpublic personal information.
Do You Have the Right to Review Your Information?
Yes. Either the Sellers or Insured’s may request a copy of the information the Company has relating to that individual. The information may be obtained by contacting the Company in writing at MRE Finance LLC, Octagon 10 Office Center, 1719 Route 10, Suite 233, Parsippany, NJ 07054, or by contacting the Company at email@example.com.
The Sellers and Insured’s also have a right to request that their information be amended, corrected or deleted; and may also request a list of third parties that have received such information.
Yes. The Company reserves the right to amend, revise or supplement this notice of privacy policies at any time. In the event of such changes, the Company will deliver a revised notice of our privacy policies as required by applicable law. Please direct all questions regarding this notice in writing to MRE Finance LLC, Octagon 10 Office Center, 1719 Route 10, Suite 233, Parsippany, NJ 07054, or by contacting the Company at firstname.lastname@example.org.