Have you been paying expensive premiums on your life insurance policy for more than twenty years? Are you missing out on adventures because you don’t have any extra money left at the end of each month? Are you having some trouble saving for retirement because you have so many monthly bills and other expenses? Has depression and/or anxiety crept into your life recently? Are you tired of going without excitement in your life? Have you reached your breaking point of enough is enough already? If you answered yes to at least one of these questions, then I need you to know that you are not alone and you have options. Your life insurance policy could be one of the most valuable assets you own. Did you know you could sell your policy for cash?
You can easily turn your life around no matter what age you are. Do not think you can not be happy just because you are in your “glory years.” It does not matter if you are sixty-five or eighty-five. If you want to make positive changes in your life, then consider selling your life insurance policy. There is no downside to selling your life insurance policy and MRE Finance guides you through the process.
It generally does not matter what type of life insurance policy you have. If you qualify, a life settlement provider will buy your life insurance policy and you will receive a lump sum cash payout for you to use at your discretion. The value of your policy when selling your life insurance policy is typically higher than your policy’s cash surrender value but less than the total death benefit. MRE Finance will review your life insurance policy, whether it be whole life, convertible term, or universal life, and provide you with a free estimate. A convenient and free estimate calculator is available on mrefinance.com to find out the value of your policy. All you have to do to get started is take three simple steps. Step one is to provide some very basic information. Step two is to connect with an MRE Finance specialist who will review your life insurance policy and health information you provided and let you know if your policy has value. Step three is the best step! This step is where you accept the cash offer and begin your journey to financial freedom.
There are many factors to consider when selling a life insurance policy. First, there are different types of life insurance policies such as whole life, term, convertible term, and universal life. Second, there are many different amounts a life insurance policy can have as its death benefit, which is also known as face value. It could be as little as $100,000 up to $1 million and even more! Third, the cash value will be different for each life insurance policy. The reason behind this is the length of time someone has been paying the monthly premiums for that specific life insurance policy. All these things are taken into consideration when selling a life insurance policy to a life settlement company. A life settlement specialist will go through your life insurance policy thoroughly with you. They will take every aspect of your individual life insurance policy into consideration. MRE’s life settlement specialists will educate you so that you get a fair offer for your life insurance policy. The final choice is obviously up to you. You are the one that says yes or no to the settlement offer. There is absolutely no obligation for you to sell your life insurance policy to any life settlement company.
If you are unsure about selling your life insurance policy, just think back to your younger days. Think back to when you were six years old spending all summer outside with your best friend. Remember riding bikes, playing with cars, or baby dolls? Remember wanting to be a cowboy, an astronaut, or a fashion model? Remember back when you were sixteen years old and your only focus was to learn how to drive so you could travel the world and see the Leaning Tower of Pisa in Italy? Remember back to when you wanted to volunteer everywhere possible because you were a lucky kid who had more than enough and wanted to share it with those that were not so lucky? Remember when you turned twenty-one years old, and you had your first adult drink surrounded by all your friends at the local bar? Remember staying up all night dancing and celebrating? Remember when you met your soulmate at the age of twenty-six and realizing that you grew up together but lost touch after graduating from high school? Remember the butterflies you felt in your stomach when they got close to you? Remember feeling those same butterflies on your wedding day? Remember those same butterflies again when your first child was born? Remember the butterflies again when your second, third, and fourth children were born? Remember those butterflies coming back years later when all four of your children followed in your footsteps over the years? Remember how proud you were of all the accomplishments your children had? Remember when all four of your children got the same butterflies you got over all your years of life? Remember all the smiles you had on your face from all the good deeds you did and the good times you had?
Now try to remember the last time you lived carefreely. It’s been a while, hasn’t it? You may be stuck in a little bit of a rut. That is OK. It happens to the best of us. Be there, just don’t unpack and live there permanently! Selling your life insurance policy can help you get some of those carefree moments back. Consider selling your life insurance policy while eliminating those expensive premiums. You can use your payment to do whatever you want to. You can travel again and see more of Italy. You can get that 1953 Ford Pickup truck you’ve always wanted back! You may be able to use your payment to get some more butterflies!