Top Retirement States

Are you thinking about relocating or staying put when you retire? Either way there are so many different places to choose from. How do you determine which one could be best for you? When deciding on a place to retire you want to take into account affordability, happiness, quality healthcare, and climate. Before you start making any decisions, take into consideration your current hometown, things you enjoy and the weather you would prefer. Determine whether relocating or staying local is something that is best for you. In some cases, moving to another place could take you away from your daily activities and friends. The number one thing to always remember is that happiness comes first. Studies show that two-thirds of retirees plan to relocate while others are content staying where they are. There are many amazing places to pick from. From year-round tropical climates to all four seasons. After reading all the top options below you will be able to choose what retirement paradise that best suits you.

FLORIDA

Florida is the top state a great deal of retirees have in mind. It has beautiful beaches and enjoyable winters. The sunshine state also comes with benefits such as affordable home prices in certain Florida cities. There’s also no state income tax which is also a plus for retirees.  If you are someone who leads an active lifestyle and enjoys golfing, swimming, or exercising, then Florida may be the perfect retirement paradise for you. With all there is to do, you can be sure your family members will want come visit and escape the cold! The top retirement cities in Florida are Port St. Lucie, Sarasota, Fort Meyers, and Panama City. All of the cities listed are quiet, have a higher population of seniors and are close to beaches. If you are looking for horseback riding and more natural environments, then Ocala city in Florida offers just that.

Colorado

Colorado is a beautiful place to retire with its majestic mountains, beautiful weather, and a host of recreational opportunities. Colorado is considered one of the best places to retire when it comes to health, taxes, and financial opportunities. Colorado is very tax-friendly to retirees, this state offers a property tax exemption for ages 65 and older. Looking to spend time in the great outdoors? If so, Colorado has four national parks that are well known and often visited by tourists and locals. You can look forward to high-quality healthcare if choosing Colorado as your destination. It has some of the best nationally ranked hospitals and the second lowest obesity rate in the country. Unlike some states, Colorado has all four seasons, which means you will be able to enjoy skiing in the winter, springtime flowers, summer fruits, and fall foliage,

North Carolina

North Carolina is a hidden gem for retirement. There’s so much to love about this state from its beautiful coastline to breathtaking mountain views. This state also has no tax on Social Security Income or State Estate tax for seniors. The cost of living is lower than the national average. Healthcare costs are slightly above the national average but still remain affordable. The Outer Banks is a great place to relocate to if you are looking for a quiet historic nature feel right on the ocean. North Carolina senior living homes are fairly consistent throughout the state and provide ample amenities.

Tennessee

Yes, Tennessee is among the list of places to retire for many reasons. Although the real estate market in Tennessee is booming, the cost of living is still relatively low, and it offers quality healthcare. The quality of life in Tennessee is considered to be excellent. Tennessee is one of the states where retirees have grown up there and are choosing to retire there as well. There’s no tax on your retirement fund, even if you are coming from another state. Looking for a slow pace, not too much city life, and mild climate? Then this state is perfect for you. The top cities for retirees are Tellico Lake, Kingston Springs, and Franklin. There are also a few cities you may want to avoid due to rising property taxes. Those cities are Davidson county, Dyersburg, and Jackson. Overall Tennessee is a place that you could call home if the peaceful life suits you!

Pennsylvania

Pennsylvania is indeed a desirable place if you are planning to relocate for retirement. Pennsylvania has some of the top healthcare facilities as well as a low cost of living. Lancaster, Pittsburgh, Allentown, and Harrisburg are the top cities in Pennsylvania to settle down for retirement. Pennsylvania is generally a quiet state with a low population, lots of natural space, and some mid-sized cities. If being near the woods is something that you enjoy then you will be quite content in Pennsylvania.

Conclusion

Deciding where to retire can be daunting, especially if you are considering relocating out of state. To recap, be aware of state taxes, access to and quality of healthcare, and overall quality of life. Whether you are retiring alone or with a partner, your happiness should always be at the top of the list. If you choose a tropical paradise or a place that has four seasons, consider the factors that best suit your lifestyle. All the states listed above were chosen to be the best places for seniors to retire. Now the question remains, which place will be your retirement paradise?

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